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Interest Rate Calculator

Find the true interest rate from a loan amount, term and payment.

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Annual Interest Rate (APR) —
Total Interest —

How to use the Interest Rate Calculator

Know the payment but not the rate? Enter the loan amount, term and monthly payment to back out the APR.

Frequently Asked Questions

Dealer or lender quotes sometimes emphasize the payment, not the rate. This reveals the true cost of the financing.

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