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House Affordability Calculator
Find out how much house you can afford on your income.
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How to use the House Affordability Calculator
Enter your income, existing monthly debts, down payment and rate. We apply the 28/36 rule lenders use.
Frequently Asked Questions
Spend no more than 28% of gross income on housing and no more than 36% on all debts combined. Most mortgage lenders follow it.
This estimates principal & interest. Budget extra for property tax, insurance and HOA on top.