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APR Calculator
Find the true APR including lender fees.
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True APR (with fees)
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Total Interest + Fees
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How to use the APR Calculator
Enter the loan amount, upfront lender fees, term and payment to reveal the true APR you're paying.
Frequently Asked Questions
The interest rate is just the cost of borrowing. APR folds in fees too, so it's the honest number for comparing loan offers.
Two loans with the same rate can have very different APRs once fees are included. Always compare APR to APR.